Countdown to Retirement

Putting It All Together

Retirement can be a dramatic change for you. Proper planning now will let you devote your retirement energies to the things you really enjoy doing. Let's review the key elements of a successful retirement strategy.

Retirement Review Time

  • Determine when you can retire and what your retirement lifestyle will be.
  • Make sure you have your insurance needs covered.
  • Understand your Social Security benefits.
  • Develop an investment strategy. As you get older you'll need to get more conservative, but remember you want your portfolio to keep pace with inflation.
  • Monitor your investments. Remember to consider gradually shifting money in and out of investments within your portfolio.
  • As you approach retirement, think about the distribution options that will suit your needs and wants.
  • Understand the tax laws when planning the sale of your home.
  • Estate planning is a critical part of your overall planning.
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Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC. Insurance products are offered through LPL or its licensed affiliates. Premier America Credit Union and Premier America Investment & Retirement Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Premier America Investment & Retirement Services, and may also be employees of Premier America Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of Premier America Credit Union or Premier America Investment & Retirement Services. CA Insurance License #0759204, TX Insurance License#1643255.

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