Some individuals will work in retirement because they want to, but for some, work beyond traditional retirement will be the key to future financial success. Although we all hope to be able to retire at age 65, for some of us this is an unrealistic expectation. This is due to a number of reasons: Your company may not offer a traditional pension plan, Social Security benefits may be taxable, and the Social Security age at which you are eligible for full benefits is rising.
So, if you haven't saved enough for retirement, here are some of your choices:
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC. Insurance products are offered through LPL or its licensed affiliates. Premier America Credit Union and Premier America Investment & Retirement Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Premier America Investment & Retirement Services, and may also be employees of Premier America Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of Premier America Credit Union or Premier America Investment & Retirement Services. CA Insurance License #0759204, TX Insurance License#1643255.
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