Follow these steps when applying for financial aid:
Financial aid depends on a number of factors: how many children you have in college at the same time, the school, the availability of loan money, your income and assets, the student's assets, your family's medical bills, and a host of other variables.
IMPORTANT NOTE: If you take out a home equity loan and you deposit the loan proceeds in a bank account, you will have to include that bank account on your financial aid application. This may reduce your chances of getting financial aid.
SUGGESTION: The less income you legally show on the application, the more aid for which you may qualify. As of October 1, 2016, the base year for calculating income is the full calendar year that begins during the sophomore year of high school (last half of sophomore year and first half of junior year). Plan to minimize your income during the base year.
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