If your credit rating is good, you may qualify for various types of commercial loans. For each one, check the interest rate and what it is based on, if there is a cap on the rate, what the cap is based on, and how soon you have to begin paying the loan.
To get a copy of your credit report call Experian (888-397-3742; www.experian.com), TransUnion (800-916-8800; www.transunion.com), or Equifax (800-525-6285; www.equifax.com). When you get the report, it will not tell you your credit score, but it will give you an indication if your credit rating is good or bad. If your credit rating is not good, you may see late payments, defaults, and lots of credit outstanding. Also check to make sure there are no mistakes.
Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC. Insurance products are offered through LPL or its licensed affiliates. Premier America Credit Union and Premier America Investment & Retirement Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using Premier America Investment & Retirement Services, and may also be employees of Premier America Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of Premier America Credit Union or Premier America Investment & Retirement Services. CA Insurance License #0759204, TX Insurance License#1643255.
Securities and insurance offered through LPL or its affiliates are: