Setting a financial goal for your retirement investment strategy should be your first step. To help you accomplish this goal, consider the following questions:
The investment strategy you develop to reach your retirement goal depends on the answer to all five questions, but your tolerance for risk is the most important factor in determining which investments you choose.
One of your basic objectives should be to achieve a long-term rate of return that is at least 3% above the long-term inflation rate. Keep this in mind as you think about your retirement goals.
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